Yes, these plans provide coverage for travel within the United States and abroad.

Group Student Deluxe plans are available to travelers up to age 35, and up to 20% of the travelers in the group who purchase a Student Deluxe plan may be above the age of 35. Travelers must also reside in the United States, regardless of citizenship status. Not a USA resident? Review plan options for Canadian teens and worldwide teens.

Include all travel costs, including your group travel program, your connecting travel, and any personal travel outside of the group program.

You can purchase a plan now based on your anticipated or estimated total travel costs. If your final travel costs end up being different than what you expected, contact groups@travelinsured.com to update your plan coverage costs, and be sure to reference your group name, plan code, and policy confirmation number in your message.

The group Student Deluxe plan may be purchased until the day before your travels begin. However, your medical benefit will only include coverage for pre-existing conditions if the plan is purchased within 14 days of your initial trip payment date (including travel costs purchased privately). Similarly, if you are including the Cancel for Any Reason supplement, the plan must be purchased within 14 days of your initial trip payment date.

Yes, you can round up to the highest value in your applicable trip cost bracket to give yourself a coverage cushion in case you add on additional travel expenses prior to your trip. However, any claimed benefits will be calculated based on actual documented trip costs.

Student Deluxe group rates are valid for travel costs that do not exceed $15,000. If your travel costs will exceed this threshold, you can obtain similar coverage via an individual travel protection plan.

NOTE: With individual plans, the Cancel for Any Reason benefit and the Pre-Existing Medical Conditions Exclusion Waiver is only available if the plan is purchased within 21 days of the first trip payment.

No, all direct program and travel costs that you paid for must be covered*. Exceptions may be reviewed on a case-by-case basis by contacting groups@travelinsured.com.

*If you received a grant or scholarship, its value may be counted towards your total covered travel costs at your discretion. We encourage you to include the value of a grant or scholarship in your covered costs if you will be held financially responsible for the repayment of the grant or scholarship in the event you are unable to participate in the program.

Yes. Due to state-level regulatory considerations, Student Deluxe with Cancel for Any Reason (CFAR) is not available to travelers who reside in New York State. However, if you live in New York State and want to secure CFAR benefits, you can purchase an individual travel protection plan provided you do so within 21 days of your initial trip payment.

NOTE: If you are signed up for a trip that includes Israel travel and you are a resident of NY State who wishes to purchase "cancel for any reason" coverage, solutions are available via Travel Guard (not via the link above).

If your travel dates exceed the arrival and departure dates posted on the purchase form, your coverage can be extended for up to 10 total days beyond your officially registered group travel dates. Contact groups@travelinsured.com to extend your coverage dates, and be sure to reference your group name and plan code in your message. If your travel dates extension exceeds 10 days, you can obtain similar coverage via an individual travel protection plan.

In some cases, the travel dates posted on the purchase form will exceed the actual dates of the group travel program to provide a cushion for those travelers arriving early or extending their travels. If your travel dates exceed the arrival and departure dates posted on the purchase form, contact groups@travelinsured.com to extend your coverage dates. Be sure to reference your group name and plan code in your message.

The rate table is based on a maximum of 30 travel days. If you will be traveling for more than 30 days, a $6 per day supplement will apply. A maximum of 60 travel days applies (30 days is the maximum for Hawaiian residents).

You may cancel your plan within 14 days of the effective date of your coverage for a full refund of your plan cost provided there has been no incurred loss, your scheduled trip has not departed, and you have not filed a claim under the plan.

Should your group travel program be entirely canceled by the organizer, in most cases your premium will be considered refundable provided there has been no incurred loss, you have not departed on your trip, and you have not filed a claim under the plan

If you received a grant or scholarship, its value may be counted towards your total covered travel costs at your discretion. We encourage you to include the value of a grant or scholarship in your covered costs if you will be held financially responsible for the repayment of the grant or scholarship in the event you are unable to participate in the program.

Certificates and discounts applied (in part or in full) towards the cost of your travel arrangements are not considered payments in this context and are not eligible for coverage.

Frequent flyer and/or rewards points applied (in part or in full) towards the cost of your travel arrangements are not considered payments or deposits in this context.

Yes, you may still purchase a plan based on entering a $0 trip cost, and the plan will entitle you to all benefits apart from trip cancellation and trip interruption. If you will be held financially responsible to the outside sources for the cost of your trip in the event you are unable to participate in the program, consider covering those costs.

Yes, provided that no more than 20% of the travelers in the group purchasing a plan exceed the age of 35. Chaperones whose travel costs are covered by the program may still purchase a plan based on entering a $0 trip cost. A $0 trip cost plan will entitle the traveler to all benefits apart from trip cancellation and trip interruption.

To upgrade your Student Travel Protection Plan to include Cancel for Any Reason coverage, contact groups@travelinsured.com and be sure to reference your group name, plan code, and policy confirmation number in your message. Cancel for Any Reason coverage is only available if you are within 14 days of making your initial trip payment.

No, the plans provide global coverage and are merely registered using one primary destination of travel.

Yes, we also offer individual plans, available for all ages.

We can help. There are many benefits associated with offering group travel insurance:

• Providing a better value for your travelers
• Ability to identify who in your group has purchased a plan
• Possibility to make a bulk claim, if applicable

Student Deluxe plans can be included in the cost of your travel program or can be offered individually to members of your group. Contact us to learn more.